Cashfaster.com and its owner and operator (“Cashfaster.com,” “we,” “us,” or “our”) provide loan referral services (described below) and related content through our website located at Cashfaster.com (the “Site”) and our mobile applications and related technologies (“Mobile Apps,” and collectively, the Mobile Apps and Site, along with any new or updated features and technologies, are referred to as the “Service”). Access and use of the Service are subject to the terms and conditions contained in these Terms and Conditions of Use (as amended from time to time, the “Terms”). By accessing, browsing, or otherwise using the Site, Mobile Apps, or any aspect of the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to the Terms, you are not authorized to access, browse, or otherwise use the Service.
PLEASE READ THESE TERMS & CONDITIONS OF USE CAREFULLY, AS THEY CONTAIN AN AGREEMENT TO ARBITRATE AND OTHER IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS. THE AGREEMENT TO ARBITRATE REQUIRES (WITH LIMITED EXCEPTION) THAT YOU SUBMIT CLAIMS YOU HAVE AGAINST US TO BINDING ARBITRATION. FURTHER, (1) YOU CAN ONLY PURSUE CLAIMS AGAINST US ON AN INDIVIDUAL BASIS, NOT AS PART OF A CLASS ACTION OR REPRESENTATIVE ACTION; (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF ON AN INDIVIDUAL BASIS; AND (3) YOU MAY NOT HAVE YOUR CLAIMS RESOLVED IN COURT OR BY A JURY.
Terms and Conditions
Loan Referral Service
Our loan referral service (the “Service”) connects consumers with potential lenders in our network (the “Lender Partners”). To use the Service, you must complete an online request form (a “Request Form”) that asks for personal information, including your name, address, telephone number, email address, Social Security number, bank account information, and employment details. Please review our Privacy Policy for details about how your information is used.
Credit Decisions
Cashfaster.com is not a lender and does not make loans or credit decisions. We do not guarantee that any Lender Partner will offer you a loan or that any loan offer will include specific terms or conditions. Cashfaster.com does not ensure that the rates, fees, or loan terms provided by Lender Partners are the best available.
Once you submit a Request Form, Cashfaster.com will share your information with Lender Partners. By submitting a Request Form, you agree that Cashfaster.com and the Lender Partners may contact you by various means (email, phone, SMS, direct mail) to process your request or provide additional offers.
Lender Partners may use your information to conduct credit checks, which could be either a “Hard Check” (affecting your credit score) or a “Soft Check” (which will not affect your score). By submitting your Request Form, you authorize Lender Partners to review your credit information.
If a Lender Partner determines that you meet its criteria, your browser will be redirected to their website. At this point, Cashfaster.com is no longer involved in the process. Your interactions with the lender are subject to the lender’s privacy policy, terms of use, and other applicable conditions.
Electronic Disclosure
By submitting your Request Form, you agree to receive notifications, disclosures, and documents electronically from Cashfaster.com and our Lender Partners. Your electronic signature on loan contracts is legally binding. You may be required to access loan-related documents electronically, including contracts and disclosures. Please contact your lender for details about withdrawing consent for electronic communications.
Accuracy of Information
You represent that the information you provide to Cashfaster.com and Lender Partners through the Request Form is accurate and truthful. If inaccurate information is provided, Cashfaster.com may deny, suspend, or terminate your access to the Service.
Control of Features and Access
Cashfaster.com may modify any information, features, or functions of the Service without prior notice. We may restrict or deny your access to the Service if we determine that your actions violate these Terms or the rights of others.
Disclaimers and Limitations
The Site, Service, and all associated products and information are provided “as is.” Cashfaster.com disclaims all warranties regarding the Service, including implied warranties of merchantability or fitness for a particular purpose. Your use of the Service is at your own risk.
Cashfaster.com and its Lender Partners are not liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of the Service, including delays or inability to use the Service.
Some states do not allow limitations on liability or implied warranties, so the above limitations may not apply to you.
Indemnity
You agree to indemnify and hold harmless Cashfaster.com, its affiliates, and its Lender Partners from any claims or liabilities arising from your use of the Service.
Links to Third Parties
Cashfaster.com may contain links to third-party websites for convenience. We do not operate or control these sites and are not responsible for their content or practices.
Dispute Resolution by Binding Arbitration
You agree that any disputes or claims will be resolved through binding arbitration, not in court. You are waiving your right to a jury trial or to participate in a class action. Arbitration will be conducted according to the American Arbitration Association’s Consumer Arbitration Rules.
Other Terms
These Terms constitute the entire agreement between you and Cashfaster.com. They are governed by California law. If any part of these Terms is deemed invalid, the remainder will remain in effect. Cashfaster.com may update these Terms at any time by posting changes on the Site.
Questions
For questions regarding these Terms, please contact:
Cashfaster.com
contact@cashfaster.com
APR Disclosure: State laws may limit the Annual Percentage Rate (APR) that lenders can charge. APRs for loans may vary significantly depending on the type of loan, the lender, and loan terms. Some loans, such as those issued in states without interest limits or by banks not subject to state regulations, may have higher APRs. The APR represents the rate at which interest accrues on your loan and is calculated based on factors such as loan amount, cost, duration, and repayment schedule. Lenders are required by law to disclose the APR and other terms before you agree to the loan. APRs are subject to change.
Website Disclaimer: This website’s operator is not a lender, loan broker, or agent. We provide an advertising referral service connecting users with participating lenders who may offer various loan amounts depending on the type of loan. Availability of loan amounts varies by lender, and acceptance by a lender is not guaranteed. This service does not constitute an offer for loan products that may be prohibited by state laws, nor does it solicit specific loans. We do not endorse or charge for any product or service. Compensation is received solely for advertising services from participating lenders. This offer is void where prohibited. We do not control lender actions and are not responsible for loan terms. For specific details about your loan terms, APR, payment schedules, or non-payment consequences, please contact your lender directly. Any registration information you provide may be shared with participating lenders, but you are under no obligation to use this service or accept any loan offer. Loan approval, transfer times, and repayment terms vary by lender and are subject to state and local laws. Faxing may be required. Consult the FAQs for more information regarding credit impacts or late payment consequences. These disclosures are for informational purposes and do not constitute legal advice. By using this service, you agree to our Terms of Use and Privacy Policy.
Exclusions: Certain residents may not be eligible for short-term, small-dollar loans. Residents of Arkansas, New York, New Hampshire, Vermont, and West Virginia cannot use this website or service. The list of states serviced by this website may change without notice.
Credit Implications: The website operator does not make any credit decisions. Participating lenders may conduct credit checks with credit bureaus or use alternative providers to assess creditworthiness and capacity. By submitting your information, you consent to these checks. Short-term loans from our network lenders are designed for temporary financial needs and should not be used for long-term debt management. Borrow only what you can repay on your next payday. Late payments may result in additional fees or collection efforts, and each lender has its own terms and conditions, including policies on renewals and non-payment consequences. Consult your lender’s policies for details.